It’s important to note that these are two different things!

The grading certificate is a certificate stating the diamond characteristics from an independent grading house. Every grading house has their own system. The diamonds that I source come from the top grading houses, so there is no concern of the diamond quality.

An appraisal document is generally completed after a piece of jewellery has been created. These certificates are created for insurance purposes. It is an opinion of an accredited appraiser as to the replacement value of your jewellery.

If your jewellery is ever damaged, lost or stolen, and you have it registered with your house insurance. The appraisal document is what the insurance company uses to evaluate the worth of your piece.